Finance and InsuranceOrthodontic specialtists providing treatment you can afford
To help our patients finance their orthodontic care, we offer flexible payment plans as well as payments from insurance companies. Our friendly staff will help you every step of the way. Here are a few tips to help you prepare for your payment plan.
Before your treatment starts, become familiar with your benefits. Insurance companies do not normally pay the orthodontic benefit in one lump sum, but rather spread out the payments over the length of treatment.
If you would like our office to submit claim forms to your insurance, we ask that you complete our Signature on File form and provide us with the name, address and telephone number of your insurance carrier.
If any changes in employment or insurance coverage occur during your orthodontic treatment, it is the patient’s or their parent’s responsibility to inform our office if a new claim needs to be submitted. Some insurance companies pay for orthodontic treatment that is already in progress and some do not.
For proof of payment for your medical reimbursement account, you may use a copy of your canceled check or a receipt of payment provided by our office.
Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee until the benefit maximum has been reached. Some insurance plans have a waiting period before the orthodontic benefit begins.
We will gladly submit initial insurance claims pertaining to charges for orthodontic care in our office.
Some insurance companies do not pay the provider, but rather send payment directly to the insured. Please be aware that our financial relationship is with our patients and/or their parents, not your insurance company. Financial arrangements can be made based on your estimated insurance benefit, but please remember that any insurance claims not paid, are the responsibility of the patient and/or their parents.
We accept payments by cash, check, Visa, MasterCard, Discover and CareCredit.