Finance and Insurance

To help our patients finance their orthodontic care, we offer flexible payment plans and insurance coverage. Our friendly staff will help you every step of the way. Here are a few tips to help you prepare for your payment plan.

Insurance Options

Before your treatment starts, become familiar with your benefits. Insurance companies do not normally pay the orthodontic benefit in a lump sum, but rather spread the payments over the duration of treatment.

If you would like our office to submit claim forms to your insurance company, please complete our Signature on File form and provide the name, address, and telephone number of your insurance carrier.

If any changes in employment or insurance coverage occur during your orthodontic treatment, it is the patient’s or their parent’s responsibility to inform our office if a new claim needs to be submitted. Some insurance companies pay for orthodontic treatment that is already in progress, and some do not.As proof of payment for your medical reimbursement account, you may use a copy of your canceled check or a payment receipt provided by our office.

Orthodontic Insurance vs. Regular Dental Insurance

Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee until the benefit maximum has been reached. Some insurance plans have a waiting period before the orthodontic benefit begins.

We will gladly submit initial insurance claims pertaining to charges for orthodontic care in our office.

Some insurance companies do not pay the provider, but rather send payment directly to the insured. Please be aware that our financial relationship is with our patients and/or their parents, not your insurance company. Financial arrangements can be made based on your estimated insurance benefit, but please remember that any insurance claims not paid, are the responsibility of the patient and/or their parents.

We accept payments by cash, check, Visa, MasterCard, Discover, Apple Pay, Google Pay and CareCredit.